Indianapolis paycheck calculator 2026
Estimate your take-home pay in Indianapolis after federal income tax, Social Security, Medicare, Indiana income tax and local tax. Hourly or salary.
What comes out of your paycheck in IndianapolisHourly take-home pay in Indianapolis
Full time (40 hours a week), biweekly paycheck, single filer with one job and no deductions.
| You earn | Gross per paycheck | Federal | Social Security & Medicare | State and local | Take-home | You keep | Per year |
|---|---|---|---|---|---|---|---|
| $15/h | $1,200.00 | −$60.15 | −$91.80 | −$57.73 | $990.32 | 82.5% | $25,748 |
| $20/h | $1,600.00 | −$108.15 | −$122.40 | −$77.61 | $1,291.84 | 80.7% | $33,588 |
| $25/h | $2,000.00 | −$156.15 | −$153.00 | −$97.49 | $1,593.36 | 79.7% | $41,427 |
| $30/h | $2,400.00 | −$204.15 | −$183.60 | −$117.37 | $1,894.88 | 79.0% | $49,267 |
| $40/h | $3,200.00 | −$364.38 | −$244.80 | −$157.13 | $2,433.69 | 76.1% | $63,276 |
Salary after taxes in Indianapolis
Annual salary split into 26 paychecks.
| You earn | Gross per paycheck | Federal | Social Security & Medicare | State and local | Take-home | You keep | Per year |
|---|---|---|---|---|---|---|---|
| $50,000 | $1,923.08 | −$146.92 | −$147.11 | −$93.67 | $1,535.38 | 79.8% | $39,920 |
| $75,000 | $2,884.62 | −$295.00 | −$220.68 | −$141.45 | $2,227.49 | 77.2% | $57,915 |
| $100,000 | $3,846.15 | −$506.54 | −$294.23 | −$189.25 | $2,856.13 | 74.3% | $74,259 |
Indianapolis deductions, line by line
Example at $22 an hour, 80 hours, biweekly paycheck.
Indiana · −$50.79
This is Indiana state income tax: a flat 2.95% of your pay after subtracting $1,000 a year per personal exemption. Here we assume 1 exemption on your Form WH-4, or 2 if married filing jointly; your county tax is not included.
Source: IN DOR, Departmental Notice #1 (2026)Marion County (IN) · −$34.78
This is the Marion County income tax, the county where you lived on January 1: 2.02% of your pay after subtracting $1,000 a year per personal exemption (1 here), the same base used for Indiana state tax. Your employer withholds it along with the state tax.
Source: IN DOR, Departmental Notice #1 (Oct. 2026) — county ratesIf your situation has more to it
The assumptions behind the estimate
Assumes you filed Form WH-4 with your personal exemptions: 1 if single or head of household, 2 if married filing jointly (you and your spouse, when your spouse does not claim it at their own job). No dependents and no extra withholding. Indiana uses the same rate for every filing status. Uses the county on your Form WH-4 based on where you were on January 1: if you move or change jobs during the year, the rate does not change until the next year. If you lived in Indiana, your county of residence rate applies even if you work in another county; if you lived outside Indiana, the rate of your main job's county applies. Same exemptions as the state tax: 1 if single or head of household, 2 if married filing jointly; no dependents and no extra withholding.
What is not included
Does not consider the exception for people who live outside Indiana and work there 30 days or less in the year, or the special rules for athletes and race teams. Bonuses and one-time payments are withheld without exemptions.
Frequently asked questions
How much tax is taken out of a paycheck in Indianapolis?
At $20 an hour and 40 hours a week, a biweekly paycheck of $1,600.00 has $108.15 of federal income tax, $122.40 of Social Security and Medicare and $77.61 of state and local taxes withheld. You take home $1,291.84, or 80.7%. This is an estimate for a single filer with one job and no deductions.
Does Indiana have a state income tax on wages?
Yes. This is Indiana state income tax: a flat 2.95% of your pay after subtracting $1,000 a year per personal exemption.
Are there city or county taxes in Indiana?
Yes. In Indiana we calculate 92 cities, counties or districts with a local tax. Choose where you live and where you work in the calculator to include it.
Is overtime taxed more?
There is no special rate for overtime: it is added to your pay for the period and withholding is figured on the total, which is why the check grows less than you expect. From 2025 through 2028 you can deduct from federal income tax the extra half of your overtime (up to $12,500; $25,000 if married) if your income is under $150,000; it only lowers each paycheck's withholding if you entered it on your W-4.
How accurate is this paycheck calculator?
It uses the official 2026 withholding rules from the IRS and Indiana. It is still an estimate: your employer knows your W-4, your deductions and your year-to-date earnings. It is not tax or legal advice.
Official sources
- IRS, Publication 15-T (2026), Federal Income Tax Withholding Methods
- IRS, Publication 15 (2026), Employer's Tax Guide — Social Security and Medicare
- Indiana DOR, Departmental Notice #1, How to Compute Withholding for State and County Income Tax (R47 / 10-26, vigente desde el 1 de octubre de 2026)
- Indiana DOR, Departmental Notice #1, How to Compute Withholding for State and County Income Tax (R47 / 10-26, vigente desde el 1 de octubre de 2026) — regla, ejemplo (pág. 3) y tasas de los 92 condados (pág. 5)
- Indiana DOR, Form WH-4 (State Form 48845), Employee's Withholding Exemption and County Status Certificate
- Indiana DOR, Departmental Notices (índice: el Notice #1 vigente es la edición 10/26)