Mississippi paycheck calculator 2026
Estimate your take-home pay in Mississippi after federal income tax, Social Security, Medicare, Mississippi income tax. Hourly or salary.
What comes out of your paycheck in MississippiHourly take-home pay in Mississippi
Full time (40 hours a week), biweekly paycheck, single filer with one job and no deductions.
| You earn | Gross per paycheck | Federal | Social Security & Medicare | State and local | Take-home | You keep | Per year |
|---|---|---|---|---|---|---|---|
| $15/h | $1,200.00 | −$60.15 | −$91.80 | −$20.00 | $1,028.05 | 85.7% | $26,729 |
| $20/h | $1,600.00 | −$108.15 | −$122.40 | −$36.00 | $1,333.45 | 83.3% | $34,670 |
| $25/h | $2,000.00 | −$156.15 | −$153.00 | −$52.00 | $1,638.85 | 81.9% | $42,610 |
| $30/h | $2,400.00 | −$204.15 | −$183.60 | −$68.00 | $1,944.25 | 81.0% | $50,551 |
| $40/h | $3,200.00 | −$364.38 | −$244.80 | −$100.00 | $2,490.82 | 77.8% | $64,761 |
Salary after taxes in Mississippi
Annual salary split into 26 paychecks.
| You earn | Gross per paycheck | Federal | Social Security & Medicare | State and local | Take-home | You keep | Per year |
|---|---|---|---|---|---|---|---|
| $50,000 | $1,923.08 | −$146.92 | −$147.11 | −$49.00 | $1,580.05 | 82.2% | $41,081 |
| $75,000 | $2,884.62 | −$295.00 | −$220.68 | −$87.00 | $2,281.94 | 79.1% | $59,330 |
| $100,000 | $3,846.15 | −$506.54 | −$294.23 | −$126.00 | $2,919.38 | 75.9% | $75,904 |
Mississippi deductions, line by line
Example at $22 an hour, 80 hours, biweekly paycheck.
Mississippi · −$42.00
This is Mississippi state income tax: 4% of your annualized pay above $10,000, after the personal exemption and the standard deduction, rounded to whole dollars. We assume the personal exemption that matches your filing status on Form 89-350.
Source: MS DOR, Computer Payroll Accounting (2026)If your situation has more to it
The assumptions behind the estimate
Assumes you filed Form 89-350 with the same filing status as your federal W-4 and your personal exemption: $6,000 single, $12,000 married (the whole exemption on this job, as if only one spouse works) or $9,500 head of family. No additional exemptions for dependents, age or blindness.
Frequently asked questions
How much tax is taken out of a paycheck in Mississippi?
At $20 an hour and 40 hours a week, a biweekly paycheck of $1,600.00 has $108.15 of federal income tax, $122.40 of Social Security and Medicare and $36.00 of state taxes withheld. You take home $1,333.45, or 83.3%. This is an estimate for a single filer with one job and no deductions.
Does Mississippi have a state income tax on wages?
Yes. This is Mississippi state income tax: 4% of your annualized pay above $10,000, after the personal exemption and the standard deduction, rounded to whole dollars.
Are there city or county taxes in Mississippi?
We found no local taxes withheld from employee paychecks in Mississippi.
Is overtime taxed more?
There is no special rate for overtime: it is added to your pay for the period and withholding is figured on the total, which is why the check grows less than you expect. From 2025 through 2028 you can deduct from federal income tax the extra half of your overtime (up to $12,500; $25,000 if married) if your income is under $150,000; it only lowers each paycheck's withholding if you entered it on your W-4.
How accurate is this paycheck calculator?
It uses the official 2026 withholding rules from the IRS and Mississippi. It is still an estimate: your employer knows your W-4, your deductions and your year-to-date earnings. It is not tax or legal advice.
Official sources
- IRS, Publication 15-T (2026), Federal Income Tax Withholding Methods
- IRS, Publication 15 (2026), Employer's Tax Guide — Social Security and Medicare
- MS DOR, Computer Payroll Accounting - For Periods In 2026 (flowchart, rev. 8/13/25)
- MS DOR, Pub 89-700-25-1 (Rev. 07/25, revisada 1/13/2026), Withholding Income Tax Tables and Employer Instructions: tasas del año fiscal 2026
- MS DOR, tablas de retención vigentes desde el 1 de enero de 2026 (semanal y mensual, verificación de la fórmula)