Illinois paycheck calculator 2026
Estimate your take-home pay in Illinois after federal income tax, Social Security, Medicare, Illinois income tax. Hourly or salary.
What comes out of your paycheck in IllinoisHourly take-home pay in Illinois
Full time (40 hours a week), biweekly paycheck, single filer with one job and no deductions.
| You earn | Gross per paycheck | Federal | Social Security & Medicare | State and local | Take-home | You keep | Per year |
|---|---|---|---|---|---|---|---|
| $15/h | $1,200.00 | −$60.15 | −$91.80 | −$53.83 | $994.22 | 82.9% | $25,850 |
| $20/h | $1,600.00 | −$108.15 | −$122.40 | −$73.63 | $1,295.82 | 81.0% | $33,691 |
| $25/h | $2,000.00 | −$156.15 | −$153.00 | −$93.43 | $1,597.42 | 79.9% | $41,533 |
| $30/h | $2,400.00 | −$204.15 | −$183.60 | −$113.23 | $1,899.02 | 79.1% | $49,375 |
| $40/h | $3,200.00 | −$364.38 | −$244.80 | −$152.83 | $2,437.99 | 76.2% | $63,388 |
Salary after taxes in Illinois
Annual salary split into 26 paychecks.
| You earn | Gross per paycheck | Federal | Social Security & Medicare | State and local | Take-home | You keep | Per year |
|---|---|---|---|---|---|---|---|
| $50,000 | $1,923.08 | −$146.92 | −$147.11 | −$89.62 | $1,539.43 | 80.1% | $40,025 |
| $75,000 | $2,884.62 | −$295.00 | −$220.68 | −$137.22 | $2,231.72 | 77.4% | $58,025 |
| $100,000 | $3,846.15 | −$506.54 | −$294.23 | −$184.82 | $2,860.56 | 74.4% | $74,375 |
Illinois deductions, line by line
Example at $22 an hour, 80 hours, biweekly paycheck.
Illinois · −$81.55
This is Illinois state income tax: a flat 4.95% of your pay after subtracting $2,925 a year per allowance. Here we assume 1 allowance on your Form IL-W-4, or 2 if married filing jointly.
Source: IL IDOR, Booklet IL-700-T (2026)If your situation has more to it
The assumptions behind the estimate
Assumes you filed Form IL-W-4 with your basic allowances on Line 1: 1 if single or head of household, 2 if married filing jointly (you and your spouse). No dependents, no Line 2 allowances and no extra withholding. Illinois uses the same rate for every filing status.
Frequently asked questions
How much tax is taken out of a paycheck in Illinois?
At $20 an hour and 40 hours a week, a biweekly paycheck of $1,600.00 has $108.15 of federal income tax, $122.40 of Social Security and Medicare and $73.63 of state taxes withheld. You take home $1,295.82, or 81.0%. This is an estimate for a single filer with one job and no deductions.
Does Illinois have a state income tax on wages?
Yes. This is Illinois state income tax: a flat 4.95% of your pay after subtracting $2,925 a year per allowance.
Are there city or county taxes in Illinois?
We found no local taxes withheld from employee paychecks in Illinois.
Is overtime taxed more?
There is no special rate for overtime: it is added to your pay for the period and withholding is figured on the total, which is why the check grows less than you expect. From 2025 through 2028 you can deduct from federal income tax the extra half of your overtime (up to $12,500; $25,000 if married) if your income is under $150,000; it only lowers each paycheck's withholding if you entered it on your W-4.
How accurate is this paycheck calculator?
It uses the official 2026 withholding rules from the IRS and Illinois. It is still an estimate: your employer knows your W-4, your deductions and your year-to-date earnings. It is not tax or legal advice.
Official sources
- IRS, Publication 15-T (2026), Federal Income Tax Withholding Methods
- IRS, Publication 15 (2026), Employer's Tax Guide — Social Security and Medicare
- IDOR, 2026 Booklet IL-700-T, Illinois Withholding Tax Tables (R-12/25) — Automated payroll method
- IDOR, Form IL-W-4 (R-07/23) — allowances básicos de la línea 1