Colorado paycheck calculator 2026

Estimate your take-home pay in Colorado after federal income tax, Social Security, Medicare, Colorado income tax. Hourly or salary.

What comes out of your paycheck in Colorado

Colorado income tax$68.13 from a $1,760.00 paycheck (3.9%).

CO FAMLI (0.44%)$7.74 from that same paycheck for state programs.

Local taxesWe calculate 4 cities, counties or districts. Choose where you live and work.

iRules resolved by the WageSignals tax engine · official sources · in effect for 2026

Prefilled: Colorado · 2026

Hourly$22your rate

Hours / period

Overtime

You'd get about$1,422.14

Change anything; it recalculates instantly.

Hourly take-home pay in Colorado

Full time (40 hours a week), biweekly paycheck, single filer with one job and no deductions.

You earn	Gross per paycheck	Federal	Social Security & Medicare	State and local	Take-home	You keep	Per year
$15/h	$1,200.00	−$60.15	−$91.80	−$48.77	$999.28	83.3%	$25,981
$20/h	$1,600.00	−$108.15	−$122.40	−$68.13	$1,301.32	81.3%	$33,834
$25/h	$2,000.00	−$156.15	−$153.00	−$87.49	$1,603.36	80.2%	$41,687
$30/h	$2,400.00	−$204.15	−$183.60	−$106.85	$1,905.40	79.4%	$49,540
$40/h	$3,200.00	−$364.38	−$244.80	−$145.57	$2,445.25	76.4%	$63,577

Salary after taxes in Colorado

Annual salary split into 26 paychecks.

You earn	Gross per paycheck	Federal	Social Security & Medicare	State and local	Take-home	You keep	Per year
$50,000	$1,923.08	−$146.92	−$147.11	−$83.77	$1,545.28	80.4%	$40,177
$75,000	$2,884.62	−$295.00	−$220.68	−$130.31	$2,238.63	77.6%	$58,204
$100,000	$3,846.15	−$506.54	−$294.23	−$176.84	$2,868.54	74.6%	$74,582

Colorado deductions, line by line

Example at $22 an hour, 80 hours, biweekly paycheck.

Colorado · −$68.13

This is Colorado state income tax: 4.40% of your annualized pay minus a fixed amount based on your W-4 filing status. No adjustment from the optional Form DR 0004 is assumed.

Source: CO DOR, DR 1098 (2026)

CO FAMLI (0.44%) · −$7.74

Colorado deducts 0.44% of your wages for Paid Family and Medical Leave Insurance (FAMLI); your employer pays the other half and may also cover part or all of your share. It only applies to the first $184,500 of wages each year.

Source: CO FAMLI Division, 2026 premium

Colorado cities with a local tax

Denver

If your situation has more to it

With 401(k), health insurance or dependents ›Detailed mode copies your W-4 and your paystub deductions.With overtime ›The overtime calculator shows how much of each extra hour reaches your pocket.With tips, bonuses or two jobs ›They are added separately in Detailed mode, with nothing assumed for you.If you are paid in cash or with no withholding ›We show the total and how much is worth setting aside.

The assumptions behind the estimate

Uses your federal W-4 filing status, as Colorado instructs when there is no optional Form DR 0004: $11,000 a year is subtracted if married filing jointly and $5,500 otherwise. For FAMLI, assumes 0.44% is deducted, the maximum allowed; your employer may cover part or all of it.

What is not included

Does not include the employer's share (Denver $4, Glendale $5, Greenwood Village $2 and Sheridan $3 per month), which does not come out of your pay. Aurora has not charged this tax since January 1, 2025.

Frequently asked questions

How much tax is taken out of a paycheck in Colorado?

At $20 an hour and 40 hours a week, a biweekly paycheck of $1,600.00 has $108.15 of federal income tax, $122.40 of Social Security and Medicare and $68.13 of state taxes withheld. You take home $1,301.32, or 81.3%. This is an estimate for a single filer with one job and no deductions.

Does Colorado have a state income tax on wages?

Yes. This is Colorado state income tax: 4.40% of your annualized pay minus a fixed amount based on your W-4 filing status.

Are there city or county taxes in Colorado?

Yes. In Colorado we calculate 4 cities, counties or districts with a local tax. Choose where you live and where you work in the calculator to include it.

Is overtime taxed more?

There is no special rate for overtime: it is added to your pay for the period and withholding is figured on the total, which is why the check grows less than you expect. From 2025 through 2028 you can deduct from federal income tax the extra half of your overtime (up to $12,500; $25,000 if married) if your income is under $150,000; it only lowers each paycheck's withholding if you entered it on your W-4.

How accurate is this paycheck calculator?

It uses the official 2026 withholding rules from the IRS and Colorado. It is still an estimate: your employer knows your W-4, your deductions and your year-to-date earnings. It is not tax or legal advice.

Official sources

2026 rules · version 2026.1 · local 2026.1 · Estimate, not tax or legal advice.

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