Iowa paycheck calculator 2026
Estimate your take-home pay in Iowa after federal income tax, Social Security, Medicare, Iowa income tax. Hourly or salary.
What comes out of your paycheck in IowaHourly take-home pay in Iowa
Full time (40 hours a week), biweekly paycheck, single filer with one job and no deductions.
| You earn | Gross per paycheck | Federal | Social Security & Medicare | State and local | Take-home | You keep | Per year |
|---|---|---|---|---|---|---|---|
| $15/h | $1,200.00 | −$60.15 | −$91.80 | −$25.06 | $1,022.99 | 85.2% | $26,598 |
| $20/h | $1,600.00 | −$108.15 | −$122.40 | −$40.26 | $1,329.19 | 83.1% | $34,559 |
| $25/h | $2,000.00 | −$156.15 | −$153.00 | −$55.46 | $1,635.39 | 81.8% | $42,520 |
| $30/h | $2,400.00 | −$204.15 | −$183.60 | −$70.66 | $1,941.59 | 80.9% | $50,481 |
| $40/h | $3,200.00 | −$364.38 | −$244.80 | −$101.06 | $2,489.76 | 77.8% | $64,734 |
Salary after taxes in Iowa
Annual salary split into 26 paychecks.
| You earn | Gross per paycheck | Federal | Social Security & Medicare | State and local | Take-home | You keep | Per year |
|---|---|---|---|---|---|---|---|
| $50,000 | $1,923.08 | −$146.92 | −$147.11 | −$52.54 | $1,576.51 | 82.0% | $40,989 |
| $75,000 | $2,884.62 | −$295.00 | −$220.68 | −$89.08 | $2,279.86 | 79.0% | $59,276 |
| $100,000 | $3,846.15 | −$506.54 | −$294.23 | −$125.61 | $2,919.77 | 75.9% | $75,914 |
Iowa deductions, line by line
Example at $22 an hour, 80 hours, biweekly paycheck.
Iowa · −$46.34
This is Iowa state income tax: 3.8% of your pay for the period after subtracting the official deduction for your filing status, minus your allowance. Here we use a personal allowance of $40 a year, with no dependents.
Source: Iowa DOR, Withholding Formula (eff. Jan 1, 2026)If your situation has more to it
The assumptions behind the estimate
Assumes you filed the IA W-4 with the basics: single, the "Other" deduction and a $40 allowance; head of household, its own deduction and $80; married, the married deduction for a spouse with no earned income and $80 (you and your spouse). No dependents or extra allowances.
What is not included
Does not include local taxes, such as school district surtaxes.
Frequently asked questions
How much tax is taken out of a paycheck in Iowa?
At $20 an hour and 40 hours a week, a biweekly paycheck of $1,600.00 has $108.15 of federal income tax, $122.40 of Social Security and Medicare and $40.26 of state taxes withheld. You take home $1,329.19, or 83.1%. This is an estimate for a single filer with one job and no deductions.
Does Iowa have a state income tax on wages?
Yes. This is Iowa state income tax: 3.8% of your pay for the period after subtracting the official deduction for your filing status, minus your allowance.
Are there city or county taxes in Iowa?
We found no local taxes withheld from employee paychecks in Iowa.
Is overtime taxed more?
There is no special rate for overtime: it is added to your pay for the period and withholding is figured on the total, which is why the check grows less than you expect. From 2025 through 2028 you can deduct from federal income tax the extra half of your overtime (up to $12,500; $25,000 if married) if your income is under $150,000; it only lowers each paycheck's withholding if you entered it on your W-4.
How accurate is this paycheck calculator?
It uses the official 2026 withholding rules from the IRS and Iowa. It is still an estimate: your employer knows your W-4, your deductions and your year-to-date earnings. It is not tax or legal advice.
Official sources
- IRS, Publication 15-T (2026), Federal Income Tax Withholding Methods
- IRS, Publication 15 (2026), Employer's Tax Guide — Social Security and Medicare
- Iowa Department of Revenue, Iowa Individual Income Tax Withholding Formula — Effective January 1, 2026
- Iowa Department of Revenue, 2026 IA W-4 Employee Withholding Allowance Certificate (44-019) — línea 1, personal allowances