Minnesota paycheck calculator 2026
Estimate your take-home pay in Minnesota after federal income tax, Social Security, Medicare, Minnesota income tax. Hourly or salary.
What comes out of your paycheck in MinnesotaHourly take-home pay in Minnesota
Full time (40 hours a week), biweekly paycheck, single filer with one job and no deductions.
| You earn | Gross per paycheck | Federal | Social Security & Medicare | State and local | Take-home | You keep | Per year |
|---|---|---|---|---|---|---|---|
| $15/h | $1,200.00 | −$60.15 | −$91.80 | −$38.00 | $1,010.05 | 84.2% | $26,261 |
| $20/h | $1,600.00 | −$108.15 | −$122.40 | −$61.16 | $1,308.29 | 81.8% | $34,016 |
| $25/h | $2,000.00 | −$156.15 | −$153.00 | −$86.21 | $1,604.64 | 80.2% | $41,721 |
| $30/h | $2,400.00 | −$204.15 | −$183.60 | −$115.17 | $1,897.08 | 79.0% | $49,324 |
| $40/h | $3,200.00 | −$364.38 | −$244.80 | −$173.09 | $2,417.73 | 75.6% | $62,861 |
Salary after taxes in Minnesota
Annual salary split into 26 paychecks.
| You earn | Gross per paycheck | Federal | Social Security & Medicare | State and local | Take-home | You keep | Per year |
|---|---|---|---|---|---|---|---|
| $50,000 | $1,923.08 | −$146.92 | −$147.11 | −$80.64 | $1,548.41 | 80.5% | $40,259 |
| $75,000 | $2,884.62 | −$295.00 | −$220.68 | −$150.25 | $2,218.69 | 76.9% | $57,686 |
| $100,000 | $3,846.15 | −$506.54 | −$294.23 | −$219.87 | $2,825.51 | 73.5% | $73,463 |
Minnesota deductions, line by line
Example at $22 an hour, 80 hours, biweekly paycheck.
Minnesota · −$62.68
This is Minnesota state income tax. It uses the official formula: your pay is annualized, $5,300 is subtracted per allowance and the tax table is applied. Here we use the single table with 2 allowances, what Form W-4MN gives with one job, no dependents.
Source: MN Revenue, Withholding Instruction Booklet, Computer Formula (2026)MN Paid Leave (0.44%) · −$7.74
Minnesota Paid Leave started in 2026. The total premium is 0.88% of wages and your employer may deduct at most half (0.44%) from you, only on the first $184,500 of the year. Here we use that maximum, but your employer may cover part or all of your share, in which case you will see less or nothing.
Source: MN DEED, Paid Leave premiums (2026); Minn. Stat. 268B.14If your situation has more to it
The assumptions behind the estimate
Assumes you filed Form W-4MN with one job, no dependents: single, single table with 2 allowances; head of household, single table with 3; married with one income in the household, married table with 3. For Paid Leave we assume your employer deducts the maximum allowed (0.44%) and that all your wages this year come from the same employer.
What is not included
Does not include the employer share of Paid Leave or the case of an equivalent private plan. Minnesota has no local wage taxes.
Frequently asked questions
How much tax is taken out of a paycheck in Minnesota?
At $20 an hour and 40 hours a week, a biweekly paycheck of $1,600.00 has $108.15 of federal income tax, $122.40 of Social Security and Medicare and $61.16 of state taxes withheld. You take home $1,308.29, or 81.8%. This is an estimate for a single filer with one job and no deductions.
Does Minnesota have a state income tax on wages?
Yes. This is Minnesota state income tax.
Are there city or county taxes in Minnesota?
We found no local taxes withheld from employee paychecks in Minnesota.
Is overtime taxed more?
There is no special rate for overtime: it is added to your pay for the period and withholding is figured on the total, which is why the check grows less than you expect. From 2025 through 2028 you can deduct from federal income tax the extra half of your overtime (up to $12,500; $25,000 if married) if your income is under $150,000; it only lowers each paycheck's withholding if you entered it on your W-4.
How accurate is this paycheck calculator?
It uses the official 2026 withholding rules from the IRS and Minnesota. It is still an estimate: your employer knows your W-4, your deductions and your year-to-date earnings. It is not tax or legal advice.
Official sources
- IRS, Publication 15-T (2026), Federal Income Tax Withholding Methods
- IRS, Publication 15 (2026), Employer's Tax Guide — Social Security and Medicare
- Minnesota Revenue, 2026 Minnesota Income Tax Withholding Instruction Booklet — Computer Formula (pág. 34)
- Minnesota Revenue, 2026 Form W-4MN, Minnesota Employee Withholding Certificate — Sección 1, allowances
- Minnesota DEED, Minnesota Paid Leave (presentación del 4-dic-2025, pág. 8): prima 0.88%, hasta 0.44% al empleado
- Minn. Stat. 268B.14, subd. 3 y 4: el empleador paga al menos el 50%; tope igual a la base del Social Security