Rhode Island paycheck calculator 2026
Estimate your take-home pay in Rhode Island after federal income tax, Social Security, Medicare, Rhode Island income tax. Hourly or salary.
What comes out of your paycheck in Rhode IslandHourly take-home pay in Rhode Island
Full time (40 hours a week), biweekly paycheck, single filer with one job and no deductions.
| You earn | Gross per paycheck | Federal | Social Security & Medicare | State and local | Take-home | You keep | Per year |
|---|---|---|---|---|---|---|---|
| $15/h | $1,200.00 | −$60.15 | −$91.80 | −$56.76 | $991.29 | 82.6% | $25,774 |
| $20/h | $1,600.00 | −$108.15 | −$122.40 | −$76.16 | $1,293.29 | 80.8% | $33,626 |
| $25/h | $2,000.00 | −$156.15 | −$153.00 | −$95.56 | $1,595.29 | 79.8% | $41,478 |
| $30/h | $2,400.00 | −$204.15 | −$183.60 | −$114.96 | $1,897.29 | 79.1% | $49,330 |
| $40/h | $3,200.00 | −$364.38 | −$244.80 | −$153.81 | $2,437.01 | 76.2% | $63,362 |
Salary after taxes in Rhode Island
Annual salary split into 26 paychecks.
| You earn | Gross per paycheck | Federal | Social Security & Medicare | State and local | Take-home | You keep | Per year |
|---|---|---|---|---|---|---|---|
| $50,000 | $1,923.08 | −$146.92 | −$147.11 | −$91.82 | $1,537.23 | 79.9% | $39,968 |
| $75,000 | $2,884.62 | −$295.00 | −$220.68 | −$138.46 | $2,230.48 | 77.3% | $57,992 |
| $100,000 | $3,846.15 | −$506.54 | −$294.23 | −$191.62 | $2,853.76 | 74.2% | $74,198 |
Rhode Island deductions, line by line
Example at $22 an hour, 80 hours, biweekly paycheck.
Rhode Island · −$64.56
This is Rhode Island state income tax. One exemption (yourself) is subtracted from your pay and the table for your pay period is applied: 3.75%, 4.75% and 5.99% brackets. We assume one job, no dependents.
Source: RI Division of Taxation, Withholding Tables (2026)RI TDI (1.1%) · −$19.36
Rhode Island withholds 1.1% of your wages for Temporary Disability and Caregiver Insurance (TDI/TCI). Only the employee pays it, and it stops once you reach $100,000 in wages for the year.
Source: RI DLT, 2026 TDI rate and taxable wage baseIf your situation has more to it
The assumptions behind the estimate
We assume you filed Form RI W-4 with the allowances it gives someone with one job, no dependents: 1 if you are single or head of household; 2 if you are married filing jointly with one income in the household (you and your spouse). Rhode Island uses the same table for every filing status.
Frequently asked questions
How much tax is taken out of a paycheck in Rhode Island?
At $20 an hour and 40 hours a week, a biweekly paycheck of $1,600.00 has $108.15 of federal income tax, $122.40 of Social Security and Medicare and $76.16 of state taxes withheld. You take home $1,293.29, or 80.8%. This is an estimate for a single filer with one job and no deductions.
Does Rhode Island have a state income tax on wages?
Yes. This is Rhode Island state income tax.
Are there city or county taxes in Rhode Island?
We found no local taxes withheld from employee paychecks in Rhode Island.
Is overtime taxed more?
There is no special rate for overtime: it is added to your pay for the period and withholding is figured on the total, which is why the check grows less than you expect. From 2025 through 2028 you can deduct from federal income tax the extra half of your overtime (up to $12,500; $25,000 if married) if your income is under $150,000; it only lowers each paycheck's withholding if you entered it on your W-4.
How accurate is this paycheck calculator?
It uses the official 2026 withholding rules from the IRS and Rhode Island. It is still an estimate: your employer knows your W-4, your deductions and your year-to-date earnings. It is not tax or legal advice.
Official sources
- IRS, Publication 15-T (2026), Federal Income Tax Withholding Methods
- IRS, Publication 15 (2026), Employer's Tax Guide — Social Security and Medicare
- RI Division of Taxation, 2026 Rhode Island Employer's Income Tax Withholding Tables — Percentage Method (págs. 9–10)
- RI Department of Labor and Training, 2026 Tax Rates for Unemployment Insurance and Temporary Disability Insurance (18 dic 2025)