St. Louis paycheck calculator 2026
Estimate your take-home pay in St. Louis, Missouri after federal income tax, Social Security, Medicare, Missouri income tax and local tax. Hourly or salary.
What comes out of your paycheck in St. LouisHourly take-home pay in St. Louis
Full time (40 hours a week), biweekly paycheck, single filer with one job and no deductions.
| You earn | Gross per paycheck | Federal | Social Security & Medicare | State and local | Take-home | You keep | Per year |
|---|---|---|---|---|---|---|---|
| $15/h | $1,200.00 | −$60.15 | −$91.80 | −$32.00 | $1,016.05 | 84.7% | $26,417 |
| $20/h | $1,600.00 | −$108.15 | −$122.40 | −$55.00 | $1,314.45 | 82.2% | $34,176 |
| $25/h | $2,000.00 | −$156.15 | −$153.00 | −$78.00 | $1,612.85 | 80.6% | $41,934 |
| $30/h | $2,400.00 | −$204.15 | −$183.60 | −$101.00 | $1,911.25 | 79.6% | $49,693 |
| $40/h | $3,200.00 | −$364.38 | −$244.80 | −$146.00 | $2,444.82 | 76.4% | $63,565 |
Salary after taxes in St. Louis
Annual salary split into 26 paychecks.
| You earn | Gross per paycheck | Federal | Social Security & Medicare | State and local | Take-home | You keep | Per year |
|---|---|---|---|---|---|---|---|
| $50,000 | $1,923.08 | −$146.92 | −$147.11 | −$73.23 | $1,555.82 | 80.9% | $40,451 |
| $75,000 | $2,884.62 | −$295.00 | −$220.68 | −$128.85 | $2,240.09 | 77.7% | $58,242 |
| $100,000 | $3,846.15 | −$506.54 | −$294.23 | −$183.46 | $2,861.92 | 74.4% | $74,410 |
St. Louis deductions, line by line
Example at $22 an hour, 80 hours, biweekly paycheck.
Missouri · −$47.00
This is Missouri state income tax. It uses the official formula: your pay is annualized, the standard deduction for your filing status is subtracted, the rates (up to 4.7%) are applied and the result is rounded to the whole dollar.
Source: Missouri DOR, Withholding Tax Formula (2026)St. Louis Earnings Tax · −$17.60
This is the City of St. Louis earnings tax: 1% of your taxable pay (cafeteria plans and retirement plan contributions do not count). City residents pay it on all their pay wherever they work, and nonresidents pay it on work done inside the city.
Source: City of St. Louis, Collector of Revenue — Earnings Tax (Form W-10)If your situation has more to it
The assumptions behind the estimate
Assumes you filed Form MO W-4 checking your filing status: single ($16,100 annual standard deduction), head of household ($24,150) or married with a spouse who does not work ($32,200). If you are married and your spouse also works, Missouri withholds as single and your actual deduction will be higher. No additional or reduced withholding. Assumes all your work is done in the city you chose as your workplace (if you are a nonresident and work part of the time outside, only the part worked inside is taxed) and that your employer withholds the tax. The 1% applies to your pay for the period after pretax deductions. If you live in Kansas City and work in St. Louis, only the St. Louis tax is shown, because Kansas City credits tax paid to another city.
What is not included
Does not include the St. Louis payroll expense tax (0.5%), which the employer pays and is not taken out of your pay. It also does not figure refunds for days worked outside the city.
Frequently asked questions
How much tax is taken out of a paycheck in St. Louis, Missouri?
At $20 an hour and 40 hours a week, a biweekly paycheck of $1,600.00 has $108.15 of federal income tax, $122.40 of Social Security and Medicare and $55.00 of state and local taxes withheld. You take home $1,314.45, or 82.2%. This is an estimate for a single filer with one job and no deductions.
Does Missouri have a state income tax on wages?
Yes. This is Missouri state income tax.
Are there city or county taxes in Missouri?
Yes. In Missouri we calculate 2 cities, counties or districts with a local tax. Choose where you live and where you work in the calculator to include it.
Is overtime taxed more?
There is no special rate for overtime: it is added to your pay for the period and withholding is figured on the total, which is why the check grows less than you expect. From 2025 through 2028 you can deduct from federal income tax the extra half of your overtime (up to $12,500; $25,000 if married) if your income is under $150,000; it only lowers each paycheck's withholding if you entered it on your W-4.
How accurate is this paycheck calculator?
It uses the official 2026 withholding rules from the IRS and Missouri. It is still an estimate: your employer knows your W-4, your deductions and your year-to-date earnings. It is not tax or legal advice.
Official sources
- IRS, Publication 15-T (2026), Federal Income Tax Withholding Methods
- IRS, Publication 15 (2026), Employer's Tax Guide — Social Security and Medicare
- Missouri DOR, 2026 Missouri Withholding Tax Formula
- Missouri DOR, Employer's Tax Guide (Form 4282, Revised 03-2026) — incluye el Form MO W-4 (Revised 12-2025), pág. 15
- Missouri DOR, 2026 Missouri Income Tax Withholding Table — Bi-Weekly (actualizada 11/01/2025)
- City of Kansas City, MO — Tax Guide for Nonresident Businesses: Voluntary Withholding of Kansas City, MO Earnings Tax
- City of Kansas City, MO, Revenue Division — Form RD-109 Wage Earner Return Earnings Tax, con instrucciones (crédito de residentes, Línea 8)
- City of Kansas City, MO, Revenue Division — Nonresident/Part Year Resident Supplemental Worksheet (Form RD-109)
- City of Kansas City, MO, Revenue Division — Form RD-110 Employer's Quarterly Return (retención: 1% de la Línea 1)
- City of St. Louis, Collector of Revenue — Employer Withholding and Payroll Expense Tax Information
- City of St. Louis, Collector of Revenue — Individual Earnings Tax Information
- City of St. Louis, Collector of Revenue — Taxable and Non-Taxable Items