Wilmington paycheck calculator 2026
Estimate your take-home pay in Wilmington, Delaware after federal income tax, Social Security, Medicare, Delaware income tax and local tax. Hourly or salary.
What comes out of your paycheck in WilmingtonHourly take-home pay in Wilmington
Full time (40 hours a week), biweekly paycheck, single filer with one job and no deductions.
| You earn | Gross per paycheck | Federal | Social Security & Medicare | State and local | Take-home | You keep | Per year |
|---|---|---|---|---|---|---|---|
| $15/h | $1,200.00 | −$60.15 | −$91.80 | −$60.37 | $987.68 | 82.3% | $25,680 |
| $20/h | $1,600.00 | −$108.15 | −$122.40 | −$89.17 | $1,280.28 | 80.0% | $33,287 |
| $25/h | $2,000.00 | −$156.15 | −$153.00 | −$117.97 | $1,572.88 | 78.6% | $40,895 |
| $30/h | $2,400.00 | −$204.15 | −$183.60 | −$146.77 | $1,865.48 | 77.7% | $48,502 |
| $40/h | $3,200.00 | −$364.38 | −$244.80 | −$212.42 | $2,378.40 | 74.3% | $61,838 |
Salary after taxes in Wilmington
Annual salary split into 26 paychecks.
| You earn | Gross per paycheck | Federal | Social Security & Medicare | State and local | Take-home | You keep | Per year |
|---|---|---|---|---|---|---|---|
| $50,000 | $1,923.08 | −$146.92 | −$147.11 | −$112.43 | $1,516.62 | 78.9% | $39,432 |
| $75,000 | $2,884.62 | −$295.00 | −$220.68 | −$186.41 | $2,182.53 | 75.7% | $56,746 |
| $100,000 | $3,846.15 | −$506.54 | −$294.23 | −$265.73 | $2,779.65 | 72.3% | $72,271 |
Wilmington deductions, line by line
Example at $22 an hour, 80 hours, biweekly paycheck.
Delaware · −$71.65
This is Delaware state income tax. Your pay is annualized, the standard deduction is subtracted, the 0% to 6.6% schedule is applied, and a $110-a-year credit is taken off for your personal allowance. We assume one job, no dependents.
Source: DE Division of Revenue, Withholding Regulations — annualized method (eff. 1/1/2025)DE Paid Leave (0.4%) · −$7.04
This is your share of Delaware Paid Leave (paid family and medical leave). The program costs 0.8% of wages and your employer may deduct at most half, 0.4%, up to the Social Security wage base. We use that maximum here; your employer may cover part or all of it, and small employers pay less or are exempt.
Source: DE Department of Labor, Delaware Paid Leave (2026)Wilmington City Wage Tax · −$22.00
This is the City of Wilmington earned income tax: 1.25% of what you earn each paycheck, with no cap. It is paid by people who live in Wilmington and by people who work there even if they live elsewhere. You pay it only once even if you both live and work in the city.
Source: City of Wilmington, Earned Income Tax Regulations, sec. 201If your situation has more to it
The assumptions behind the estimate
We assume you filed Form DE-W4 with the allowances its worksheet gives someone with one job, no dependents and under age 60: 1 if you are single or head of household; 2 if you are married filing jointly with one income in the household (you and your spouse). Married filing jointly uses the joint standard deduction; head of household uses the single one, because Delaware's method has no other. For Delaware Paid Leave we assume your employer deducts the most the law allows (0.4%). Wilmington charges 1.25% of wages to people who live in the city (wherever they work) and to people who work in it even if they live elsewhere. If you do not live in Wilmington, this assumes all your work is done inside the city; days your employer requires you to work outside can be excluded or refunded (Form WCWT-5). The tax is figured on gross pay: 401(k) contributions are taxed; Section 125 plan benefits are not.
What is not included
The Delaware Paid Leave deduction may be lower or not apply at all: it depends on your employer's size and on how much it chooses to cover. Does not include the allocation for days worked outside Wilmington for nonresidents. If you live in Wilmington and your employer is outside Delaware, it may not withhold the tax and you would pay the city yourself.
Frequently asked questions
How much tax is taken out of a paycheck in Wilmington, Delaware?
At $20 an hour and 40 hours a week, a biweekly paycheck of $1,600.00 has $108.15 of federal income tax, $122.40 of Social Security and Medicare and $89.17 of state and local taxes withheld. You take home $1,280.28, or 80.0%. This is an estimate for a single filer with one job and no deductions.
Does Delaware have a state income tax on wages?
Yes. This is Delaware state income tax.
Are there city or county taxes in Delaware?
Yes. In Delaware we calculate 1 cities, counties or districts with a local tax. Choose where you live and where you work in the calculator to include it.
Is overtime taxed more?
There is no special rate for overtime: it is added to your pay for the period and withholding is figured on the total, which is why the check grows less than you expect. From 2025 through 2028 you can deduct from federal income tax the extra half of your overtime (up to $12,500; $25,000 if married) if your income is under $150,000; it only lowers each paycheck's withholding if you entered it on your W-4.
How accurate is this paycheck calculator?
It uses the official 2026 withholding rules from the IRS and Delaware. It is still an estimate: your employer knows your W-4, your deductions and your year-to-date earnings. It is not tax or legal advice.
Official sources
- IRS, Publication 15-T (2026), Federal Income Tax Withholding Methods
- IRS, Publication 15 (2026), Employer's Tax Guide — Social Security and Medicare
- Delaware Division of Revenue, Withholding Regulations and Employer's Duties — Withholding Methods Based on Annualized Wages (tabla vigente desde 1/1/2025; sin edición nueva para 2026, página oficial revisada en enero de 2026)
- Delaware Division of Revenue, Employers Guide (Withholding Tables) — tablas por tramo de salario
- Delaware Department of Labor, Delaware Paid Leave — How Paid Leave Works FAQ (0.8% del salario, hasta 50% a cargo del empleado)
- Delaware Department of Labor, Paid Family and Medical Leave Regulations (19 DE Admin. Code 1401), § 5.5 FICA Limits
- City of Wilmington, Earned Income Tax Regulations (julio 2020, rev. 5/25/2023): secs. 201, 205-209, 401 y 407
- City of Wilmington, Earned Income Tax and Net Profits Tax